ABOUT MALTA
Nestled at the heart of the Mediterranean Sea, Malta is a captivating island nation that blends natural beauty, rich history, and modern sophistication. Just a short flight from major European cities, Malta’s strategic location has made it a cultural crossroads for centuries - a place where East meets West and tradition meets innovation.
Blessed with over 300 days of sunshine a year, Malta enjoys a warm Mediterranean climate, with mild winters and long, sun-drenched summers. Its crystal-clear waters, golden beaches, and dramatic coastal landscapes create an idyllic setting for both relaxation and exploration.
Malta’s history spans more than 7,000 years, leaving behind a remarkable legacy of ancient temples, medieval cities, and baroque architecture. From the prehistoric wonders of Ħaġar Qim to the fortified elegance of Valletta - a UNESCO World Heritage Site - every corner of the island tells a story.
Beyond its heritage, Malta is a vibrant, forward-thinking country.
As a member of the European Union and the Schengen Area, it combines timeless charm with modern infrastructure, a strong economy, and a cosmopolitan lifestyle. Whether you're visiting for business, investment, or pleasure, Malta offers a unique blend of history, hospitality, and opportunity - all under the Mediterranean sun.
WHY MALTA?
Malta stands out as one of Europe’s most attractive destinations for obtaining residency through investment - commonly known as a "Golden Visa".
Key facts
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Malta is a full member of the European Union since 2004, part of the Schengen Zone since 2007, and a member of the Commonwealth of Nations.
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Visa-free travel across all 27 Schengen countries.
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Rated among the safest countries globally (source: World Risk Report).
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Political and Economic Stability: Malta boasts a strong, growing economy with an A+ credit rating and one of the highest GDP growth rates in the EU.
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High Standard of Living: Enjoy a Mediterranean lifestyle with excellent healthcare, international education, and a safe, family-friendly environment.
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English is an official language — no language or integration tests required.
Malta's golden visa options are ideal for those seeking mobility, security, and long-term benefits in a reputable and accessible EU country. Whether you are investing for lifestyle, legacy planning, or global access, Malta provides a compelling and future-proof solution.
PERMANENT RESIDENCY
(MPRP)
The Malta Permanent Residency Programme (MPRP), launched in March 2021 by the Residency Malta Agency, is a leading EU residency-by-investment program. Recently updated, the MPRP replaces the Malta Residency Visa Programme (MRVP) with a more efficient and investor-friendly framework to provide third-country nationals with a direct and easy pathway to Europe.
This attractive residency route offers non-EU nationals and their families the chance to obtain permanent residence in Malta or Gozo through a qualifying investment. With a fast and straightforward application process, applicants can secure a Malta permanent residency card in as little as 4 months.
Key facts
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No physical residence requirements or minimum stay obligations in Malta.
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Include financially dependent children under 29, parents, and grandparents in your application.
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Add family members after initial residency approval, offering long-term flexibility.
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World-class healthcare and education system ranked among the top 5 globally (WHO).
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Permanent residence card valid for 5 years, renewable every 5 years.
Malta’s Permanent Residency Programme offers global investors a secure, tax-efficient, and lifestyle-friendly European residency solution. Whether you are looking for greater global mobility, family security, or access to the EU market, Malta stands out as a strategic choice.
Eligibility Criteria:
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Age: Applicants must be at least 18 years old.
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Nationality: Non-EU, non-EEA, and non-Swiss nationals.
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Criminal Record: No criminal record, prior visa refusals, or sanctions.
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Assets: Demonstrate ownership of assets worth at least €500,000, including €150,000 in liquid financial assets, or at least €650,000, including €75,000 in liquid financial assets.
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Other Requirements: Applicants must not benefit under other relevant regulations and schemes.
To obtain residency in Malta under this program applicant must
Rent property with annual rent of a min. EUR 14,000 and
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Pay non-refundable administrative fee of EUR 50,000
And upon approval of the application
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Pay a Government contribution of EUR 60,000 for the main applicant and EUR 10,000 for each dependent and
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Make a donation of EUR 2,000 to a local philanthropic, cultural, scientific, artistic, sport or animal welfare NGO registered with the Commissioner of Voluntary Organisations
Or purchase property worth min. EUR 375,000 and
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Pay non-refundable administrative fee of EUR 50,000
And upon approval of the application
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Pay a Government contribution of EUR 30,000 for the main applicant and EUR 10,000 for each dependent and
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Make a donation of EUR 2,000 to a local philanthropic, cultural, scientific, artistic, sport or animal welfare NGO registered with the Commissioner of Voluntary Organisations
The applicant should hold the qualifying property for a minimum period of 5 years and provide a relevant health insurance policy.
GLOBAL RESIDENCY
(GRP)
The Malta Global Residence Programme is a specialized residency scheme designed for non-EU, non-EEA, and non-Swiss nationals seeking to establish tax residency in Malta.
This includes access to a reduced flat tax rate of 15% on all foreign income remitted to Malta. The program is designed for individuals, their families, and household staff, with a clear and efficient application process.
Key Benefits of the Global Residence Programme:
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15% flat tax on foreign income remitted to Malta
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No tax on foreign income or capital gains not sent to Malta
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Income earned or capital gains made in Malta taxed at 35%
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Annual minimum tax of €15,000 (covers the first €100,000 of remitted income)
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No tax on worldwide income kept outside Malta
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No minimum stay requirement in Malta
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Free movement across the entire Schengen Area
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Possibility to include financially dependent parents and unmarried children under 25
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Eligibility to obtain a Maltese residence card with no restrictions on residence duration
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Applicants may not reside in another country for more than 183 days per calendar year
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Application fee: €6,000 (due at submission)
Property Requirements
Applicants must either purchase or rent property in Malta:
If purchasing property:
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Minimum value of €275,000 in Malta
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Minimum value of €220,000 in Gozo or southern Malta
If renting property:
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Minimum annual rent of €9,600 in Malta
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Minimum annual rent of €8,750 in Gozo or southern Malta
Applicants must also demonstrate a stable and regular source of income and hold valid health insurance that covers them and their dependents throughout their stay in Malta.
PROS & CONS
In summary, Malta’s Golden Visa is an excellent choice for individuals seeking permanent EU residency with flexibility and long-term benefits. However, it is best suited for those prioritizing lifestyle, family security, and access to Europe — rather than immediate citizenship or global mobility.
Among upsides of Maltese golden visas we should mention:
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Access to the Schengen Area for visa-free travel;
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Permanent residency for the whole family, including adult dependents;
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No physical stay requirement;
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English as an official language and excellent healthcare and education systems;
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Efficient application process (4–6 months);
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Strong economic and legal framework within the EU;
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Highly rated and reputable programs.
Whereas you should accept, that:
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You need to reside in Malta to proceed with citizenship in Malta by naturalization;
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Annual expenses occur in case of properrty lease option.
Contact UB Lawyers to consult on the best available golden visa programs for your family needs.
